[//]:content-type-MARKDOWN-DONOT-DELETE Gate has launched a new Simple Earn Fixed Term product, with APR on 30-day USDT deposits reaching up to 4.5%. The higher your VIP level, the better your interest rate. Following the popular 7-day product, this new mid-to-long-term investment option offers a stable path to grow your idle assets. Limited quota – act now to lock in high returns.

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**VIP Tier-Based Returns** | **APR** | **VIP Tier** | **Product** | | :--- | :--- | :--- | | 4.5% | VIP 12-14 | USDT 30-Day Fixed Term | | 3.8% | VIP 8-11 | USDT 30-Day Fixed Term | | 3.5% | VIP 5-7 | USDT 30-Day Fixed Term | | 3% | VIP 0-4 | USDT 30-Day Fixed Term | | 4% | VIP 12-14 | USDT 7-Day Fixed Term | | 3.2% | VIP 8-11 | USDT 7-Day Fixed Term | | 2.8% | VIP 5-7 | USDT 7-Day Fixed Term | | 2% | VIP 0-4 | USDT 7-Day Fixed Term | The higher your VIP level, the higher your APR. Upgrade now to unlock better rates **How to upgrade your VIP level (Fulfill any one of the following)** 1. Total assets for VIP upgrade 2. 30-day trading volume (Monthly volume = Spot volume + Futures volume × 40%) 3. Average GT holdings in the past 14 days **Upgrade VIP to unlock high-yield products now, Go to** **VIP page** For more details on VIP upgrades and trading fee discounts, click here | **VIP Tier** | **Total assets (USDT)** | **30-day trading volume (USDT)** | **Average GT holdings in the past 14 days** | | :--- | :--- | :--- | :--- | | VIP 5 | 40,000 | 1,000,000 | 2,000 | | VIP 8 | 400,000 | 20,000,000 | 20,000 | | VIP 12 | 8,000,000 | 240,000,000 | 400,000 | **About Interest Returns** **Rules of return for fixed-term products** : Once your subscription to a fixed-term product is confirmed, the APR remains fixed throughout the term. Interest starts to accrue at 00:00 (UTC) the day after your subscription and will be credited together with the principal to your Spot or Unified Account upon maturity. If Auto-Reinvest is enabled, the principal and accrued interest will be automatically re-subscribed to the same product at maturity. **About Redemption** **Early redemption** : Not supported before maturity. • **Redemption upon maturity** : Within 1 hour after maturity, both principal and interest will be redeemed to your account. **Note** : 1. Only users who have completed identity verification are eligible to participate. 2. App users must update to the latest version to subscribe. 3. Only eligible VIP levels can subscribe to their corresponding products. Higher-tier VIPs cannot subscribe to lower-tier products. Lower-tier VIPs may upgrade to subscribe to higher-tier products. 4. Subscription is quota-limited and offered on a first-come, first-served basis. If auto-reinvest fails due to quota limits, insufficient personal limits, product removal, etc., funds will first be transferred to Simple Earn Flexible Term. If the flexible product subscription also fails, funds will be redeemed to the Spot account. 5. Gate Simple Earn helps match users with idle assets to those who need to borrow, generating interest through collateralized lending with a 100% margin, ensuring safe, convenient, and flexible access. 6. To ensure fairness, cheating or manipulation during the event is strictly prohibited. Detected malicious behavior and violations will result in disqualification. 7. Risk warning: cryptocurrency trading is affected by many factors such as market fluctuations and policies. The market fluctuates greatly and it is difficult to predict. Please make sure to pay attention to market risks and trade with caution. 8. Users in the UK and other restricted regions are not eligible for this service. For details on restricted regions, please read the User Agreement . 9. Gate reserves the final interpretation rights for this event. Gate Team Jun 18th, 2025 **Gateway to Crypto** Trade over 3,500 cryptocurrencies safely, quickly, and easily on Gate **Take Action Now** Sign up and claim up to $10,000 in welcome rewards Invite friends and earn a 40% commission **Stay Connected** Visit Gate's official website Download the Gate App | Desktop Follow us on X (Twitter) to get more bonuses Join our Telegram community to discuss trending topics Engage with our global community for the latest insights **Transparency & Security** Check our 100% Proof of Reserves

VIP Exclusive Simple Earn Fixed Term: Earn up to 4.5% APR on 30-Day USDT